Clarke County, Georgia: health insurance

What Clarke County residents should know about Medicare, marketplace plans and Medicaid.

Clarke County at a glance

StateGeorgia
Population (2023 est.)129,933
Population rank in Georgia19 of 159
Land area119 square miles
Major citiesAthens

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Clarke County for 2027

13 Medicare plans from 7 companies are listed in Clarke County for 2026 but not for 2027, covering at least 403 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Georgia:
  • HealthSpring Extra Rx (PDP) (S5617-360, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-219, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
AARP Medicare Advantage from UHC GA-5 (HMO-POS)
H5322-047
UnitedHealthcare185
Aetna Medicare Signature (HMO)
H5302-023
Aetna (CVS Health)92
Anthem Medicare Advantage (HMO-POS)
H5422-011
Anthem (Elevance Health)79
Anthem Extra Help (HMO-POS)
H5422-013
Anthem (Elevance Health)31
Anthem Medicare Advantage 2 (PPO)
H4036-030
Anthem (Elevance Health)16
CareSource Dual Advantage (HMO D-SNP)
H8390-015
CareSource10 or fewer
CareSource Dual Advantage Plus (HMO D-SNP)
H8390-017
CareSource10 or fewer
Clear Spring Health BrightPath Advantage (HMO)
H6672-005
Group 1001not listed
Clear Spring Health BrightPath Advantage (PPO)
H9589-003
Group 1001not listed
HealthSpring Preferred Plus (HMO)
H0439-006
Cigna HealthSpring (HCSC)10 or fewer
Humana Gold Plus SNP-DE H4141-025 (HMO D-SNP)
H4141-025
Humana10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Georgia, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Clarke County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: GeorgiaCares gives free, unbiased counseling at 1-866-552-4464. Ask which plans serve Clarke County specifically.
  • Marketplace plans: shop through Georgia Access; enter your Clarke County ZIP code to see what is offered.
  • Medicaid: apply through Georgia Department of Community Health (DCH).

Georgia note: Georgia Access is run as a division within the state's own insurance regulator (OCI), not a separate standalone marketplace agency the way most other state-based exchanges are structured -- one agency handles both the marketplace and general insurance complaints.

Questions about Clarke County

Are the same Medicare plans offered everywhere in Georgia?

No. Plans are offered by service area. A plan available in one county may not be offered in Clarke County, so check by county.

Where do Clarke County residents get free Medicare counseling?

GeorgiaCares (1-866-552-4464) is Georgia's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Clarke County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Georgia plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Georgia plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Georgia allows.

Questions along the way? Call 855-367-1095 for assistance.