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Athens, Georgia: health insurance

Athens is in Clarke County. Here is what Athens residents should know about coverage.

Coverage in Athens

Athens has about 128,628 residents (U.S. Census Bureau 2023 estimate).

Plans for Athens residents are determined by Clarke County, home to about 129,933 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Clarke County before you choose it.

  • Turning 65 in Athens? Your Initial Enrollment Period runs seven months around your birthday. GeorgiaCares offers free counseling at 1-866-552-4464.
  • Buying your own plan? Shop through Georgia Access.
  • Medicaid questions? Georgia Department of Community Health (DCH) handles applications.

Georgia note: Georgia Access is run as a division within the state's own insurance regulator (OCI), not a separate standalone marketplace agency the way most other state-based exchanges are structured -- one agency handles both the marketplace and general insurance complaints.

Colleges and universities near Athens

Georgia public institutions include University of Georgia, Georgia Institute of Technology, Georgia State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Georgia colleges.

Do Athens and Clarke County have the same plans?

Plans are offered by service area, and Athens falls under Clarke County. A plan that serves Clarke County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Athens residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major Georgia cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Georgia plans, or go ahead and enroll yourself. Call if you need any help with your application.

Look at plansCall 855-367-1095
Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Georgia plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Look at plansCall 855-367-1095
Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state.

TriTermWhat does Georgia allow? →

Questions along the way? Call 855-367-1095 for assistance.